As a Business Banker, we are looking for candidates with effective interpersonal skills to maintain and create lasting relationships with customers and co-workers. This position will manage and develop commercial and/or ag credit relationships.

Responsibilities for this position include:

• Managing an existing portfolio
• Soliciting and promoting new business development opportunities from both existing customers and qualified prospects
• Performing financial analysis, by collecting necessary financial information from current and prospective borrowers to enable adequate analysis of the credit.
• Performing thorough underwriting of all new and existing credits in accordance with Bank policy and procedures and utilizing financial analysis software to aid in underwriting and credit decisioning.
• Working with Credit Analysts and other loan support personnel to thoroughly document and maintain credit files to meet Bank and Regulatory standards.
• Maintaining past due accounts at acceptable levels and collection of assigned credit relationships
• Maintaining accurate risk ratings for all assigned credit relationships as required by Bank policy. Pro-actively recommend changes to risk ratings as financial conditions of a credit relationship deem appropriate.

Qualified candidates will have Bachelor’s degree in banking or finance and 5 or more years of related commercial and/or ag lending experience.